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Very few car insurance fraud cases are being reported to police

Very few car insurance fraud cases are being reported to police

26th June 2018

Despite claims that insurance fraud is on the increase, very few cases are actually reported to the police, according to new research from comparison site MoneySuperMarket.

Data obtained through a Freedom of Information request by MoneySuperMarket shows that only a small number of fraud cases, including crash-for-cash incidents, phantom passenger scams, fabricated or exaggerated claims, ‘ghost braking’ and obtaining insurance using false information are actually reported to the police.

From the 13 police forces that returned data, there were only 1,087 cases of motor insurance fraud reported to forces over the past decade, while The Association of British Insurers recorded 68,000 cases of motor insurance fraud in 2016 alone. City of London Police recorded the highest number of fraud cases with 746 cases, followed by West Yorkshire Police (10) and Derbyshire Police (53).

The data also shows that the vast majority of motor insurance fraud in the UK relates to obtaining insurance using false information (54.8 per cent). Drivers that deliberately provide incorrect details to an insurer about any aspect of their application, including your name, age or title, is illegal.

Premier Medical is a well-established provider of medical reports to the legal and insurance sectors. Responsible medical reporting is a significant step in efforts to reduce insurance fraud and we work closely with all partner organisations to ensure the reputation of our industries are protected.

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